
Commercial unit for sale in Silang, Cavite, with a lot area of 19.05 square metres. Asking price is ₱3,900,000. The unit is unfurnished and the building has fire exits and 24 hour security.
The property yields 5.13% but the loan costs 8%. Borrowing above the yield pulls cash flow down, which is normal for prime assets bought for location and long-term value rather than immediate income. Raise the down payment, lengthen the term, negotiate the price, or achieve a higher rent to close the gap. A cash purchase returns the full 5.13%.
Estimates only — for illustration, not financial advice. Adjust the inputs to model your own scenario.

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