
A commercial building for sale on West Capitol Drive in Kapitolyo, Pasig, with 287 sqm of floor area and 10 parking slots. Kapitolyo is minutes from Ortigas Center and within reach of BGC, Makati and Mandaluyong, and its street grid is quieter than the main corridors around it. The area is known for its dining scene, which brings consistent evening and weekend foot traffic that most office districts never see. Ten parking slots on a Pasig commercial lot is a genuine advantage in a neighbourhood where street parking is contested. Asking ₱170,000,000.
The property yields 5.13% but the loan costs 8%. Borrowing above the yield pulls cash flow down, which is normal for prime assets bought for location and long-term value rather than immediate income. Raise the down payment, lengthen the term, negotiate the price, or achieve a higher rent to close the gap. A cash purchase returns the full 5.13%.
Estimates only — for illustration, not financial advice. Adjust the inputs to model your own scenario.

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