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644 SQM Cul-De-Sac Non-Fairway Lot in Malarayat, Lipa City (photo 1 of 4)
For Sale
Land · Dagatan, Lipa, Batangas

644 SQM Cul-De-Sac Non-Fairway Lot in Malarayat, Lipa City

₱23,802,240₱36,960/sqm
644 sqm
Floor Area

About this property

The Alcove at Mount Malarayat Residential Estates Golf and Country Club Lipa City, Batangas 644sqm Cul de sac lot Non-fairway Features and Amenities: -Exclusive Community -City-center location -27-hole all weather golf course -Country Club -1.5hr away only from Metro Manila Price: 23.8M + Other Charges of 6.5% Open House Discount of 100k Available Terms: 1. Outright Cash with 20% Disc 2. Outright 20% DP with 10% Disc on DP, Balance via Inhouse Financing 3. Deferred Payment 4. Promo Term: A. 5% Spot DP, 95% B. 10% Spot DP or upto 3 months, 90%Balance in 5 yrs at 0% interest C. Stretched DP - 15% DP in 24 months, 85% Balance Cash/Bank Fin

Highlights

    Investment Analysis

    Investment Calculator

    Cap Rate
    5.13%
    Cash-on-Cash
    -6.32%
    Net Operating Income
    ₱1,221,051/yr
    Monthly Loan Payment
    ₱139,364
    Annual Cash Flow
    ₱-451,317/yr
    Down Payment
    ₱7,140,672
    Principal Paid (yr 1)
    ₱339,443/yr
    All-Cash Yield
    5.13%
    Total year-1 return (cash flow + principal repaid)
    ₱-111,874/yr (-1.57% on cash in)
    Why the cash flow is negative

    The property yields 5.13% but the loan costs 8%. Borrowing above the yield pulls cash flow down, which is normal for prime assets bought for location and long-term value rather than immediate income. Raise the down payment, lengthen the term, negotiate the price, or achieve a higher rent to close the gap. A cash purchase returns the full 5.13%.

    Estimates only — for illustration, not financial advice. Adjust the inputs to model your own scenario.

    Location

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