
A commercial building for sale on Jose Villaroman Street in Classic Homes, BF Homes, Parañaque, with approximately 1,006 sqm of floor area. BF Homes is one of the largest and most established subdivisions in Metro Manila, and its commercial streets serve a large, settled residential population rather than passing traffic. That makes demand here steadier than in districts that empty out at weekends. A building of this size suits a multi-tenant income arrangement, a school or clinic, or an owner-occupier needing several floors. Asking ₱130,000,000.
The property yields 5.13% but the loan costs 8%. Borrowing above the yield pulls cash flow down, which is normal for prime assets bought for location and long-term value rather than immediate income. Raise the down payment, lengthen the term, negotiate the price, or achieve a higher rent to close the gap. A cash purchase returns the full 5.13%.
Estimates only — for illustration, not financial advice. Adjust the inputs to model your own scenario.

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