
Four-storey commercial building of 425 square metres on Tomas Morato Avenue in New Manila, Quezon City. The asking price is ₱75,300,000, or about ₱177,176 per square metre of floor area. The building is unfurnished and includes male and female toilets on each level, a pump room, a water tank, and a fire exit. Tomas Morato is one of the busiest commercial strips in Quezon City, which suits food, retail, clinics, or offices. Confirm zoning and the occupancy permit for your intended use before making an offer.
The property yields 5.13% but the loan costs 8%. Borrowing above the yield pulls cash flow down, which is normal for prime assets bought for location and long-term value rather than immediate income. Raise the down payment, lengthen the term, negotiate the price, or achieve a higher rent to close the gap. A cash purchase returns the full 5.13%.
Estimates only — for illustration, not financial advice. Adjust the inputs to model your own scenario.

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